Paypal beproeft ‘uitgesteld betalen’


Paypal begint in de VS met een experiment met uitgesteld betalen, een vorm van kredietverlening. Handig voor tijdens de aankomende feestmaand in een situatie waarin Amerikanen wat meer de hand op de knip houden.

De dienst vloeit direct voort uit eBays overname van Bill Me Later (820 miljoen dollar).

De Wall Street Journal omschrijft:

(…) Starting Friday, PayPal will test a service offering a line of online credit to several thousand active members. The service builds on eBay’s $945 million purchase in October of deferred-payment service Bill Me Later Inc., which allows Web shoppers to delay payment as opposed to paying immediately.

The PayPal members will be preapproved for varying credit limits, based on an assessment of their finances. The credit can be used at online retailers such as Amazon.com Inc. and Apple Inc., which use Bill Me Later. Shoppers won’t get charged interest or have to make payments until April 1, 2009, after which they can opt to pay through a payment plan with interest. (…)

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